1. Introduction and Objectives
Next Invest operates as a demonstration-only investment platform within the "Million Opportunities" program by the crypto platform New Reality. Our goal is to offer users the opportunity to explore investment strategies in a simulated, risk-free environment using demo tokens (FDK). This Investment Policy outlines how virtual portfolios are managed for educational purposes only.
Objectives of simulated investments include:
Illustrating portfolio diversification
Exploring capital growth models
Understanding simulated returns and risk dynamics
No real capital is ever at stake, and no financial returns are realized or withdrawn in fiat or crypto outside the New Reality demo environment.
2. Risk Tolerance
As this is a non-commercial demo platform, no actual financial risk is incurred. However, simulated risk levels are represented to:
Educate users on the impact of portfolio volatility
Demonstrate how investor profiles align with different investment strategies
Encourage responsible decision-making in real-world scenarios
Users are encouraged to treat simulation seriously, while understanding that no real financial loss or profit is possible.
3. Asset Allocation
The demo portfolios may simulate allocations in:
Stocks (virtual representation)
Bonds and fixed income (simulated)
Real estate tokens (demo assets)
Alternative demo investments
Diversification is modeled to reflect best practices in risk mitigation and long-term growth potential in real portfolios.
4. Investment Selection
Users are allowed to select demo investment products based on predefined simulations. These include:
Historical backtesting scenarios
Market trend demonstrations
Asset simulations with mock yield curves
Selection criteria are determined for educational value, not real-world performance.
5. Monitoring and Review
Demo investments are reviewed automatically by the system for illustrative purposes. Users may track:
Simulated portfolio growth or loss
Rebalancing simulations
Comparisons to hypothetical benchmarks
No financial actions occur on-chain or off-platform.
6. Liquidity and Cash Management
All demo balances exist solely within the Next Invest platform and reflect FDK token equivalents. Users can:
Add demo FDK tokens to their balance from New Reality's demo faucet
"Withdraw" to a demo wallet in the New Reality environment
No real liquidity is generated or required.
7. Ethical and ESG Considerations
ESG and ethical criteria are embedded into certain demo products for training purposes. Users can explore:
Sustainable investing simulations
Socially responsible token scenarios
These models aim to foster awareness rather than enforce actual regulatory compliance.
8. Reporting and Documentation
Reports are generated within the platform to show:
Simulated investment summaries
Allocation charts
Performance over demo timeframes
These are for personal review only and have no legal or financial bearing.
9. Compliance and Regulatory Notes
Next Invest is not a regulated financial institution. It functions under the demo terms of the New Reality ecosystem. All policies align with:
Fictional use cases
Educational standards
Internal development procedures
No actual compliance with securities laws is implied.
10. Review and Updates
This Investment Policy is reviewed periodically to reflect updates to the simulation logic and changes in the New Reality platform. Users will be informed of material updates via platform notifications.
Important Notice:
Next Invest is powered by the New Reality ecosystem and uses only FDK demo tokens. It does not accept real money or crypto. Participation is entirely educational and non-binding. Learn more at: https://newreality.club.